Business Startup Cost Calculator

Before you launch a new venture, you should take the time to estimate the total capital that will be needed. Startup costs are divided into two main categories: one-time startup costs and recurring monthly expenses. Depending on when you expect to receive payments for your goods and services, it may be wise to begin with several months of working capital. Use this calculator to help discover and estimate your total business startup costs. Be sure to only include those items that are essential to start the business.

Number of months to fund monthly expenses (0 to 240)

Owner(s) salaries ($)

Employee salaries and commissions ($)

Rent/Lease payments ($)

Advertising/Web Site hosting ($)

Postage and shipping costs ($)

Supplies ($)

Telephone ($)

Public utilities ($)

Business/Health insurance ($)

Taxes (including payroll) ($)

Interest payments ($)

EmplMaintenance ($)

Legal/Accounting fees ($)

Miscellaneous ($)

Office Furniture/Fixtures/Equipment ($)

Building Improvements/Remodeling ($)

Lease/Rent deposit ($)

Starting inventory ($)

Public utility deposits ($)

Legal/Professional fees ($)

Licenses/Permits/Franchise Fees ($)

Advertising/Web Site/Promotion ($)

Cash on Hand/Operating Capital ($)

One-Time Miscellaneous ($)

Plan Your Business with the Ultimate Business Startup Calculator

Starting a new business is thrilling, but knowing your costs is key. Our startup business calculator is here to help. It's a simple tool for startups, big or small, to figure out how much money you'll need and structure your financial plan effectively.

What Data Inputs Are Needed?

To get precise results, you'll need to input some key information:

Rent and utilities
Employee salaries
Equipment or inventory costs
Loan payments
Marketing and advertising budgets

How to Interpret the Results

After you've entered your data, the calculator shows a detailed financial plan. It breaks down your startup costs and what you'll need for the first few months. It also helps you figure out how much to borrow for these expenses.

With this online calculator, you'll have a clear financial plan. This lets you make smart decisions and run your business confidently.

Need Help Making Smart Financial Decisions?

Our Business Calculators are here to guide you:

Startup Costs Calculator - Determine your initial startup costs in your business.
Lease or Buy Equipment Calculator – Decide if leasing or buying equipment is better for you.
Break-Even Calculator – Find out how many units you must sell to reach a break-even.
Loan Comparison Calculator – Compare several loan options available to your business.

Why this Marketplace was Created

Frustrated by the timely process of searching for businesses and commercial properties on the market, the founders at Businesses 4 Sale created a platform to transform the business/commercial property buying and selling experience. The database compiles the most relevant information from multiple industry sources, making it easy for future business/commercial property owners and sellers to find exactly what they are looking for.